Critical Illness insurance helps relieve financial strain in the event of a covered serious illness. Claims payments are made in lump sums for eligible conditions. The funds can help cover deductibles, copays and other expenses not covered by most medical plans.

Hospital Indemnity insurance (HI) provides cash benefits for each day you or a dependent is confined in a hospital for a covered illness or injury. Enrollees can use these benefits to help safeguard against expenses that medical insurance may not cover, like co-pays, deductibles or any other living expense that may arise.

Accident insurance offers an additional layer of financial protection than health insurance alone. It pays cash benefits as a lump sum that employees can use to pay for unexpected medical bills, groceries or childcare. Accident insurance helps ease the financial burden when you need it most.